Where to report

If money left an account, or a card was charged. They can try to freeze, recall, or dispute the transaction — and the clock matters, so do this first.

What they need: Your account details, the date and amount, and how it happened.

If you paid through Zelle, Venmo, Cash App, PayPal, or similar. Report the transfer as fraud in the app so they can attempt a claim.

What they need: The transaction, the recipient, and the date.

Almost always — this is the federal record for internet crime. Creates the official report investigators and banks reference; can help freeze funds.

What they need: Dates, amounts, any addresses/phone numbers/wallets, and transaction details.

Any scam or fraud attempt, whether or not you lost money. Feeds the national pattern data that drives enforcement.

What they need: A short description of what happened.

If your SSN, bank, or ID details were exposed. Builds a personal recovery plan and the affidavits creditors accept.

What they need: What information was exposed.

For state-level consumer protection and enforcement. Adds a state record and can act on local patterns.

What they need: A description and any reference numbers you already have.

When you need a police report number. Banks, insurers, and creditors often ask for one.

What they need: A summary and any reference numbers from the reports above.